Subscriptions & Recurring Bills

Do these actions in order

1. ACTION 1Read several recent months and look further back for annual renewals if records are available. Search your email for receipts and renewal notices, but open the actual service independently before signing in.
   I’m stuck — help with this action

   Your next small step

   Read several recent months and look further back for annual renewals if records are available. Search your email for receipts and renewal notices, but open the actual service independently before signing in.

   Get ready

   Look under “Transactions” in your bank account, and “Subscriptions” or “Purchases” in the platforms you use.

   • Recent statements and purchase histories from accounts you own.
   • Access to the service or platform that bills you.
   • A calendar for trials, renewals, and follow-up checks.

   Make it manageable

   1. Find the office, website, document, or person named above.
   2. Work on this one action. If it needs a response, write down who you contacted and when.
   3. Check the result below before checking off the action. Pause and ask if a requirement is unclear.

   What finished looks like

   Each repeating charge you found has an identified service or a clear investigation step.

   Words explained

   “Requirement” means something you must provide or do. “Deadline” means the last date or time to complete it. “Follow up” means checking what happens next after your first contact.

   What you can say

   What service is this charge for?

   Choose a call or message script

   Where to get more help

   If you cannot sign in, use the official account-recovery process or contact support through the provider’s own site. Ask a trusted person to help read the instructions without giving them your password.

   Trials, renewals, and cancellations (U.S. FTC) · Use this to understand common renewal and cancellation problems.

   Update your monthly budget · Change the recurring-cost total only after you know when billing will change.

2. ACTION 2Record the service, charge name on the statement, amount, and frequency. A yearly charge needs a renewal date even though it is absent from most months.
   I’m stuck — help with this action

   Your next small step

   Record the service, charge name on the statement, amount, and frequency. A yearly charge needs a renewal date even though it is absent from most months.

   Get ready

   Look under “Transactions” in your bank account, and “Subscriptions” or “Purchases” in the platforms you use.

   • Recent statements and purchase histories from accounts you own.
   • Access to the service or platform that bills you.
   • A calendar for trials, renewals, and follow-up checks.

   Make it manageable

   1. Find the office, website, document, or person named above.
   2. Work on this one action. If it needs a response, write down who you contacted and when.
   3. Check the result below before checking off the action. Pause and ask if a requirement is unclear.

   What finished looks like

   Each repeating charge you found has an identified service or a clear investigation step.

   Words explained

   “Requirement” means something you must provide or do. “Deadline” means the last date or time to complete it. “Follow up” means checking what happens next after your first contact.

   What you can say

   What service is this charge for?

   Choose a call or message script

   Where to get more help

   If you cannot sign in, use the official account-recovery process or contact support through the provider’s own site. Ask a trusted person to help read the instructions without giving them your password.

   Trials, renewals, and cancellations (U.S. FTC) · Use this to understand common renewal and cancellation problems.

   Update your monthly budget · Change the recurring-cost total only after you know when billing will change.

3. ACTION 3If a charge is unfamiliar, compare receipts and ask authorized household users. Contact your bank through its official app or card number if you suspect unauthorized activity; do not use contact details from a suspicious message.
   I’m stuck — help with this action

   Your next small step

   If a charge is unfamiliar, compare receipts and ask authorized household users. Contact your bank through its official app or card number if you suspect unauthorized activity; do not use contact details from a suspicious message.

   Get ready

   Look under “Transactions” in your bank account, and “Subscriptions” or “Purchases” in the platforms you use.

   • Recent statements and purchase histories from accounts you own.
   • Access to the service or platform that bills you.
   • A calendar for trials, renewals, and follow-up checks.

   Make it manageable

   1. Find the office, website, document, or person named above.
   2. Work on this one action. If it needs a response, write down who you contacted and when.
   3. Check the result below before checking off the action. Pause and ask if a requirement is unclear.

   What finished looks like

   Each repeating charge you found has an identified service or a clear investigation step.

   Words explained

   “Requirement” means something you must provide or do. “Deadline” means the last date or time to complete it. “Follow up” means checking what happens next after your first contact.

   What you can say

   What service is this charge for?

   Choose a call or message script

   Where to get more help

   If you cannot sign in, use the official account-recovery process or contact support through the provider’s own site. Ask a trusted person to help read the instructions without giving them your password.

   Trials, renewals, and cancellations (U.S. FTC) · Use this to understand common renewal and cancellation problems.

   Update your monthly budget · Change the recurring-cost total only after you know when billing will change.

You are ready to move on whenEach repeating charge you found has an identified service or a clear investigation step.