LIFE’S CHECKLISTS · FREE WORKSHEET
Monthly income and spending plan
Enter take-home income, essential costs, savings, and flexible spending.
First read the completed example. Then write your own answers in the blank sections. If you do not know an answer, write what you need to ask. Official applications may require their own forms.
Completed example
This is a fictional practice entry. Write your own details in the blank sections below.
- Category
- Take-home income
- Planned amount
- Example: $2,000
- Actual amount
- Example actual: $1,950
- Difference / note
- $50 less than planned; adjust available spending
Date: ____________________
Take-home income
Planned amount
Actual amount
Difference / note
Rent / mortgage
Planned amount
Actual amount
Difference / note
Utilities
Planned amount
Actual amount
Difference / note
Food
Planned amount
Actual amount
Difference / note
Transportation
Planned amount
Actual amount
Difference / note
Insurance
Planned amount
Actual amount
Difference / note
Minimum debt payments
Planned amount
Actual amount
Difference / note
Emergency savings
Planned amount
Actual amount
Difference / note
Other spending
Planned amount
Actual amount
Difference / note
Income minus all outflows
Planned amount
Actual amount
Difference / note
Notes: